Teacher: Helen Wang

Course Outline

Finance and investments are not as complicated as they seem to be. You do not need to be a rocket scientist to be a smart investor. As long as you follow a few fundamental practices, your assets will grow over the long haul regardless of market performance.  Those who have lost money in stocks, bonds, or other instruments have the tendency to stop investing.  The end result is they could lose more eventually as the impact of wealth erosion caused by inflation has often been underestimated.    

In this course, you will learn:

 Why you need to have a financial plan as early as possible

How to build assets

Which assets yield the best risk-adjusted returns

Ways to stay financially disciplined

When to borrow and how much to borrow

Why a home equity line can be a good financial management tool

You can not afford not to invest

Determine if you should work with a financial consultant / planner

How to structure a well balanced portfolio

The differences between stocks, bonds, mutual funds, annuities, REITS, and hedge funds

You can invest in commodities without the downside risk

The advantages and disadvantages of principal protected investments

How to deal with market volatility

Why investors usually end up “Buy High” and “Sell Low”

You are better off in a lower yield, tax-free instrument as a high tax bracket individual

The power of tax-deferred investing

How to protect your assets

80% of the population needs life insurance

When and where to buy life insurance at a discount

Life insurance could be designed to benefit your retirement

Estate planning is crucial to wealth management

When and how to set up a trust

A living trust could offer additional protection and possibly minimize estate taxes

Properly transferring wealth in advance could avoid leaving a mess to your offspring

Tuition fee: RMB 3800 (30 hours)

Spring Session

Section A: Wednesday mornings (9:30 AM – 12:30 AM)
                   10 weeks from March 11th to May 20th, 2009 (Course code: PF111)

Section B: Wednesday evenings (6:30 PM – 9:30 PM)
                   10 weeks from March 11th to May 20th, 2009 (Course code: PF112)

Autumn Session (registration closed)

Section A: Wednesday mornings (9:30 AM – 12:30 AM)
                   10 weeks from October 15th to December 17th, 2008 (Course code: PF109)

Section B: Wednesday evenings (6:30 PM – 9:30 PM)
                   10 weeks from October 15th to December 17th, 2008 (Course code: PF110)

Tuition fees may be submitted by cash, bank card or credit card. With the original receipt, a refund in full can be made if the prospective student notifies us in writing of his/her withdrawal from the course one week before the commencement date. If using a foreign bank card, a non-refundable charge of approximately 3.1% of the tuition fee (about RMB140) will be deducted by the bank to cover transaction costs.

For inquiry, please contact us at (86 21)6448 1768 or 64480011*1065, or send email to shclasses@yahoo.com.

Address: Room 106, No. 2088 Kaixuan Road, Shanghai (close to Panyu Rd. and Wuzhong Rd), 5 minutes walk from Yishan Rd. Station (Exit 4) or Hongqiao Rd. Station (Exit 2) of Metro Line 3 and Line 4. 

Tel: (86-21) 6448 1768     Add: Room 106, 2088 Kaixuan Rd. Shanghai (near Panyu Rd.)
ICEC, Continuing Education School, Shanghai Jiao Tong University
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